Junior Credit Risk Analyst for SME Business Clients

• University degree, preferably in Economics;
• Strong communication skills (both Romanian and English);
• Responsible person and attentive to details;
• Dynamic and with team spirit;
• Open and communicative, oriented towards problem solving.
• Willingness and ability to communicate with colleagues from other countries and senior management of the Bank on a level playing field

• Specialised training for 2 weeks : Client Profile, Sales and Negotiation Skills, Loans and Banking Services, E-Channels, Portfolio Maintenance & Growth
• International training in Belgrad for 5 weeks : Ethics, Inclusion and Diversity, Identity meets responsibility, Our Clients and Services, Sustainability, Banking and Society
• Practical on-the-job training with experienced specialists and with dedicated mentor

• Checking the financial statments and legal documents presented by the clients and other information delivered by the clients for preparing the financial analysis;
• Assessing the financial and economic situation of the clients and presenting an opinion related to the credit risk posed by the clients’ credit exposure, during the business committee;
• Monitoring the quality of the loan portfolio for Small and Medium Business Clients;
• Implementing all the processes and necesarry actions according with the Bank’s lending procedure.

• Interesting and challenging work in stable environment with friendly atmosphere
• Dynamic multinational team characterized by flat hierarchies and open communication
• Unique learning and personal growth opportunities in a development-oriented Institution

ProCredit Bank reprezinta banca ce ofera servicii complete de produse bancare la cele mai inalte standarde. Suntem orientati spre client si ne concentram atentia sa oferim acestora, fie ei persoane fizice sau intreprinderi, servicii bancare excelente.

Primele banci ProCredit au fost fondate in urma cu mai bine de 10 ani, vizand un impact semnificativ asupra dezvoltarii prin oferirea de servicii de finantare care sa sustina cresterea afacerilor mici si sa incurajeze persoanele si familiile cu venituri mici si medii sa economiseasca prin facilitati atractive la depozite. Drept urmare, am crescut rapid si am ajuns astazi sa ne mandrim ca suntem unul dintre principalii furnizori de servicii bancare pentru micii intreprinzatori in cele mai multe din tarile in care ProCredit isi desfasoara activitatea.

La ProCredit Bank punem valoare pe transparenta in comunicarea cu clientii, ne implicam activ pentru a minimiza amprenta de carbon a institutiei si furnizam servicii bazate pe intelegerea situatiei fiecarui client si pe o analiza financiara solida. Ne concentram pe finantarea intreprinderilor mici si mijlocii, deoarece suntem convinsi ca aceste afaceri creeaza locuri de munca si au o contributie vitala la dezvoltarea economica a tarilor in care opereaza. Oferim facilitati de economisire simple si accesibile, servicii bancare online, dar si investim resurse substantiale in educatia economica si promovam o cultura a economisirii si responsabilitatii financiare pentru toti clientii ProCredit Bank.

Ca angajator, la ProCredit Bank apreciem diversitatea in ceea ce priveste studiile urmate, experienta de munca si personalitatea, avem o structura organizatorica simpla si impreuna, ne straduim sa oferim servicii excelente si responsabile clientilor bancii, si sa imbunatatim activitatea institutiei noastre. Pentru ca ne miscam intr-un mediu aflat in continua schimbare, progresam permanent, ne straduim sa fim in pas cu schimbarile, investim masiv in training-uri, organizam cursuri specializate pentru diferite pozitii din cadrul ProCredit dar si seminarii de grup, asigurand astfel abilitatile si competentele necesare fiecarui angajat.

Vino si tu sa faci parte din echipa ProCredit Bank!